Business

Is that IRS tax refund notice asking for your bank account real or fake?

You’re waiting for your tax refund and just got a piece of mail from the IRS. The letter mentions there is a problem with depositing your money into your bank and asks you for your account number.

Wait a minute.

Is that real?

Or is it a scam?

The IRS suggests that if you are unsure about the validity of an official-looking letter such as this, contact the agency for more information.

Miami-area accountant Marcell Hetenyi did just that after hearing from several of his clients over the past week who got the letter, purportedly from the Internal Revenue Service.

Even with the official letterhead and seal, he said it just didn’t look “right.”

And he was suspicious.

So, Hetenyi advised the clients to ignore the IRS letter until he looked into the situation.

This tax form appeared to be false to an accountant. It was actually real. The name and address have been redacted for privacy.
This tax form appeared to be false to an accountant. It was actually real. The name and address have been redacted for privacy. Courtesy photo

Initially, Hetenyi believed that the letter was an elaborate form of fraud.

“If it’s a scam, it’s a very high-end scam,” he said.

A spokesperson for the IRS suggested that consumers do a search at www.irs.gov if they think they’re being scammed.

“Any notice or letter from the IRS will be available on your IRS account,” said spokesperson Alejandra Castro.

The IRS also offers a guide for consumers to learn more about tax scams and fraud.

In his 22 years of doing taxes, Hetenyi said he never saw a letter like the one sent to some of his clients by snail mail.

“For the IRS to send out a notice without any indication and give us your bank account information is nonsense,” said Hetenyi, 43. “That is not right.”

Hetenyi received a notice on behalf of a client and said it came in an envelope with the IRS logo. He said the letter addressed the accountant’s legal status as a tax preparer and recognized his power of attorney, which he said isn’t usually done by scammers.

But he started investigating to be safe from a possible scam. He contacted the IRS. The next day, he got an early morning call from the IRS with the answer.

Scam? Real?

The notice was real and official communication, the IRS told the surprised accountant.

Hetenyi said the “poorly written” letter went to 12 of his firm’s 700 clients — and estimates that each of them will now get a $50 to $120 tax refund.

This story was originally published April 30, 2026 at 5:23 AM with the headline "Is that IRS tax refund notice asking for your bank account real or fake?."

Michael Butler
Miami Herald
Michael Butler writes about minority business and trends that affect marginalized professionals in South Florida. As a business reporter for the Miami Herald, he tells inclusive stories that reflect South Florida’s diversity. Just like Miami’s diverse population, Butler, a Temple University graduate, has both local roots and a Panamanian heritage.